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Hardship Relief

Under Senate Bill 1690 budget procedures; budget reconciliation; 2020-2021), the Arizona Legislature created the Crisis Contingency and Safety Net Fund to provide direct economic relief to individuals during the COVID-19 pandemic. This measure appropriates $50 million for food, housing and related assistance programs.


Housing Assistance

  • Homeowners

    • Assistance: Save Our Home AZ is a foreclosure assistance program for underemployed and unemployed Arizonans offering principal reduction, monthly mortgage subsidy and second lien elimination assistance to qualified homeowners. The program’s goal is to aid homeowners in avoiding foreclosure by assisting with mortgage affordability. Apply at

    • Foreclosures:

      • State Banks: In cooperation with the Governor's Office, banks are suspending evictions and foreclosures for at least 60 days, with the potential to extend that period for the duration of the state’s emergency declaration.

      • Federal Banks: The Federal Housing Finance Agency provides information on delaying monthly mortgage payments to Fannie Mae, Freddie Mac (the Enterprises) and the Federal Home Loan Banks. Borrowers won’t incur late fees or have delinquencies reported to the credit bureaus. Foreclosure and other legal proceedings also will be suspended.

  • Renters

    • Assistance: On March 30, 2020, ADOH began accepting applications for individuals struggling to make rent. The Rental Eviction Prevention Assistance Program will provide $5 million in new funding among Arizonans who have seen a reduction in income due to COVID-19, that when annualized, does not exceed 100% of the area median income adjusted for family size for the county in which they reside. Apply at

    • Evictions: Executive Order 2020-14, issued by Governor Ducey on March 24, 2020, postpones eviction actions for 120 days fro renters who are quarantining due to COVID-19 or are facing economic hardship as a result of the outbreak.

  • Rental Eviction Prevention Assistance 

    • The first step renters should take if they are concerned about paying their rent or facing eviction is to contact their on-site manager or lease agent by phone or email right away to let them know if you may need rental assistance or a payment plan for your next monthly rental payment. Early communication with residents and managers allows for more time to respond and explore all options. Community Legal Services provides tips for tenants affected by COVID-19 and sample forms in both English and Spanish on their website(link is external)​

    • Under Gov. Doug Ducey's extension of the state's eviction moratorium through Oct. 31, renters must:

      • Re-notify the landlord of their hardship.

      • Show proof of their ongoing hardship.

      • Request a payment plan from their landlord.

      • Show they have completed an application for rental aid.

    • For more information click here

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  • Shelter

    • The legislature appropriated $5 million toward assisting homeless shelters in the prevention and slowing of the spread of COVID-19. This includes assisting with temporary isolation and quarantine housing, sanitation supplies, and other direct resources as needed.

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